10 Ways to Trick Yourself Into Saving

Written by Barry Choi 3 minute read I’ll admit it, I really enjoy spending money. Knowing that I can treat myself to something with my hard earned money makes me feel good. That said, I’m well aware that if I spend too much, I could put myself in financial ruin, and that’s not something to …

A Guide to Budgeting

Written by Optimity Team 2 min read For over 4 years, Optimity has been learning from our community. From physical activity, to mental wellness and financial literacy, we’ve learned about the challenges you’ve overcome, the milestones you’ve achieved, and the questions you still have.  One challenge that almost half of our community is facing is …

What is Goals-Based Investing?

Written by James Gauthier, Chief Investment Officer at Justwealth Most individuals are aware of the importance of investing – not everybody does it, but they know that it can be beneficial for their future. For those that are able and engaged in investing, a good percentage will invest their savings through their financial institution, a …

5 Concepts to Understand Before Taking a Big Loan

Written by Emma Hughes From taking a loan out for the purchase of your first house to paying off your kids’ education, there are several reasons for taking out a big loan. While there are many different loans, the concepts we will go over apply to any loan out there. For instance, loan interest rates …

How Can an Employee Wellness Program Impact Your Bottom Line?

Employers are increasingly focused on the well-being of their employees and continue to introduce wellness programs that address physical, sentimental, social, rational and financial health issues to assist employees in improving both their work and home life. Employee sponsored wellness programs have been adopted by nearly two-thirds of companies and they make a great deal …